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    • India: Expanding Low-Income Housing Finance
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    There are major shortages in India’s housing stock, with a backlog in 2012 estimated at 19 million units. Developers tend...
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    Algeria: Rent-to-buy programs to increase ownership
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    Though many countries in the global South have implemented policies to expand mortgage access, home ownership remains inaccessible to low-income...
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    Argentina: Procrear expands access to multiple kinds of credit
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    With the aim to increase and improve the conditions of access to housing finance, Procrear is a federal housing development...
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    Bahrain: PPPs to Increase Affordable Housing Stock
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    Access to housing is a growing problem, as well as an important determinant of quality of life and human welfare....
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    Brazil: Drawbacks in Private-Sector Investment
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    As access to affordable housing becomes a global problem, many countries are trying to utilize different financing mechanisms. In Brazil,...
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    Brazil: São Paulo’s Casa Paulista Program
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    Public-private partnerships (PPPs) aim to bridge gaps between sectors, providing affordable housing in an efficient and timely manner – but...
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    Bulgaria: Improving Efficiencies for Energy-Poor Communities
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    Due to high energy prices and poor energy efficiency of buildings, heating systems, and household appliances, residents of Central and...
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    Colombia: Making Mortgages Accessible for Low-Income Populations
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    In 2011, Colombia’s Credifamilia became a regulated financial institution aiming to demonstrate to traditional investors that the low-income housing market...
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    Colombia: Mortgage-Backed Securities as a Mechanism for Financial Recovery
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    Through a partnership between World Bank and the International Finance Corporation (IFC), the Colombian government was able to pass a...
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    Costa Rica: Expanding Low-Income Access to Housing Finance
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    As a Costa Rican state bank, Banco Hipotecario de la Vivienda (BANHVI) is focused on providing housing to families, people...
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