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Rwanda: The Rwanda Housing Finance Project

In 2018, the World Bank funded and approved an initiative to create the Rwanda Housing Finance Project (RHFP). RHFP is...
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Kenya: Initiatives to Close the Gender Gap in Access to Housing

There is significant demand from women in Kenya for housing finance, with estimates placing the demand at $14.8 billion. But,...
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Haiti: Catalyzing Affordable Housing Markets with a Pay-for-Results Model

The Haiti Homeownership and Mortgage Expansion (HOME) program was implemented from 2015 to 2020 as a US$10 million USAID-funded initiative....
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India: Expanding Low-Income Housing Finance

There are major shortages in India’s housing stock, with a backlog in 2012 estimated at 19 million units. Developers tend...
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Algeria: Rent-to-buy programs to increase ownership

Though many countries in the global South have implemented policies to expand mortgage access, home ownership remains inaccessible to low-income...
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Argentina: Procrear expands access to multiple kinds of credit

With the aim to increase and improve the conditions of access to housing finance, Procrear is a federal housing development...
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Brazil: Drawbacks in Private-Sector Investment

As access to affordable housing becomes a global problem, many countries are trying to utilize different financing mechanisms. In Brazil,...
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Colombia: Making Mortgages Accessible for Low-Income Populations

In 2011, Colombia’s Credifamilia became a regulated financial institution aiming to demonstrate to traditional investors that the low-income housing market...
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Colombia: Mortgage-Backed Securities as a Mechanism for Financial Recovery

Through a partnership between World Bank and the International Finance Corporation (IFC), the Colombian government was able to pass a...
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Costa Rica: Expanding Low-Income Access to Housing Finance

As a Costa Rican state bank, Banco Hipotecario de la Vivienda (BANHVI) is focused on providing housing to families, people...
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